Experience Financial Well-Being
Through Life’s Shifting Waters
At Northstar, we take a holistic approach to support our clients through every life chapter. We go through a thoughtful process with you to learn about your circumstances and desires for the future. We fill a variety of roles throughout relationship together. As your thinking partner, we help you define your vision and explore your options. As your professional facilitator, we collaborate with your other professionals, including your attorney or accountant, to carry out your plans. And finally, as your advisor, we provide professional and strategic advice to help protect your financial security and grow your wealth over time.
Take a Closer Look at What We Offer
Northstar’s Premier Wealth Management Service
Financial Planning
Gaining clarity, confidence, and control
Questions:
Do I have enough?
How much do I need?
Is my family protected?
How can I minimize taxes?
- Retirement Planning
- Proactive Tax Planning
- Cash Flow Optimization
- Estate Planning
- Legacy & Charitable Planning
- Company Benefits
- Executive Benefits
- Stock Plans
- Social Security Maximization
- Risk Management and Insurance
- Long Term Care Planning
Life Planning
Aligning your money and your life
Questions:
How do I use and share my resources?
Where am I headed and how am I going to get there?
- Explore Your Life Goals
- Discuss Your Values and Priorities
- Identify What Is Most Important
- Think Through Your Options and Obstacles
- Inspire You To Live Your Best Life
Life Transitions
Questions:
Am I going to be ok?
What's next?
- Retirement, Loss of Spouse, Divorce, Sale of Business, Inheritance, Career Change
- Provide a Comfortable and Safe Space to Experience Change
- Help Manage Stress and Emotions
- Stress-Test Life and Financial Options
- Identify Trade-Offs
- Ongoing Support
Investment Management
Creating a successful investing experience
Questions:
Am I taking too much (or too little) risk?
What are the hidden costs in my investments?
- Help Manage the Emotions of Investing
- Disciplined Investment Strategy
- Target Asset Allocation
- Portfolio Design Optimization
- Lost Cost and Low Turnover
- Tax Minimization
- Tax Loss Harvesting
- Roth Conversions
Dimensional is an industry- leading global investment firm. Dimensional bridges the latest research with evidence-based, systematic investment strategies.
Facilitation
Reclaiming precious time
Questions:
Could I be managing things better?
- Collaboration With Your Other Advisors
- Business Retirement Plan Offerings
- Implementation Assistance
- Progress Monitoring
- Ongoing Education and Support
- Proactive Empowerment and Engagement
- Business Retirement Plan Offerings
- Business Succession Plan Coordination
- Estate Administration
- Divorce Administration
Cost of Wealth Management services
Northstar's comprehensive Wealth Management service best addresses the financial needs of those with $1,000,000 or more of investable assets.
The cost to work together is transparent and based on a percentage of assets under management, which is a rough proxy for complexity. Northstar generally offers Wealth Management services for an annual fee that varies between 75 basis points and 125 basis points (0.75%- 1.25%) depending on the amount of assets under our care.
We are happy to provide a customized quote at our complimentary Discovery Meeting.
Building Life Beyond Your Circumstances
Change is a given in life. Whether small or pivotal, change requires recalibration—emotionally, psychologically and financially. From those who are preparing for retirement to those finding their way after losing a spouse, we are here for you and are committed to being your partner. Through a clear process together, we help you understand the decisions at hand, organize each part of your finances, gain financial security and freedom, and ultimately, live a life of meaning as you define it.
Tell Us Your Story
We’d love to learn about where you are now and how we can help you get where you want to be. Simply set up a time to chat with us.