Experience Financial Well-Being Through Life’s Shifting Waters
Every service we offer is built around one idea: your money should support the life you want to live, especially when that life is changing. We specialize in helping women and those they love navigate major life changes, bringing planning, investing, and life guidance together under one roof.
Are you satisfied with your financial wellness?
Take a Closer Look at What We Offer
Wealth Management Services in New Hampshire and Nationwide
Life Planning
Aligning your money and your life
QUESTIONS WE HELP ANSWER
How do I use and share my resources?
Where am I headed and how am I going to get there?
- ◆Discuss Your Values and Priorities
- ◆Identify What Is Most Important
- ◆Explore Your Life Goals
- ◆Think Through Your Options and Obstacles
- ◆Align Your Resources with What Matters Most
Retirement Planning & Cash Flow Optimization
Turning what you’ve built into lasting income
QUESTIONS WE HELP ANSWER
Which assets should I draw from, and in what order, to fund retirement?
- ◆Retirement Income Design
- ◆Cash Flow Optimization
- ◆Employer Benefits and Equity Compensation
- ◆Social Security Timing
- ◆Required Minimum Distributions
- ◆Strategic Asset Sourcing
Tax Planning and Investment Management
Creating a successful investing experience
QUESTIONS WE HELP ANSWER
How can I minimize taxes?
Am I taking too much (or too little) risk?
What are the hidden costs in my investments?
- ◆Disciplined Investment Strategy
- ◆Target Asset Allocation
- ◆Portfolio Design and Optimization
- ◆Behavioral Investment Guidance
- ◆Tax-Aware Portfolio Management
- ◆Low-Cost, Low-Turnover Implementation
- ◆Tax-Loss Harvesting
- ◆Roth Conversion Analysis
- ◆Multi-Year Tax Projections
- ◆Annual Tax Reporting Coordination
Risk Management and Estate Planning
Protecting your family and your legacy
QUESTIONS WE HELP ANSWER
Is my family protected?
How do I create a life and legacy plan?
- ◆Comprehensive Risk Assessment
- ◆Insurance and Liability Review
- ◆Asset Protection Coordination
- ◆Business-Continuity Planning
- ◆Estate-Plan Coordination
- ◆Beneficiary and Titling Review
- ◆Wealth-Transfer and Legacy Planning
- ◆Trust and Estate Implementation Support
Facilitation and Ongoing Coordination
Reclaiming precious time
QUESTIONS WE HELP ANSWER
Could I be managing things better?
- ◆Collaboration With Your Professional Team
- ◆Implementation Support
- ◆Progress Monitoring and Plan Updates
- ◆Ongoing Education and Decision Support
- ◆Proactive Planning Engagement
- ◆Business-Transition Facilitation
- ◆Estate-Settlement Coordination
- ◆Divorce Financial-Planning Coordination
Life Transitions
Navigating change with confidence
Retirement, Sale of a Business, Loss of a Spouse, Divorce, Inheritance, Career Change
QUESTIONS WE HELP ANSWER
Am I going to be okay?
What’s next?
How do I find support?
What resources do I need?
- ◆A Comfortable and Safe Space to Experience Change
- ◆Navigate Sudden Wealth
- ◆Stress-Test Life and Financial Options
- ◆Identify Trade-Offs
- ◆Facilitate Decision-Making
- ◆Ongoing Support, Resources, and Guidance
The Cost of Working Together
Northstar's comprehensive Wealth Management is designed for individuals and families with $2,000,000 or more in investable assets: people for whom money and life have become deeply intertwined, and who want a partner for the whole of it.
Our fee is transparent and based on a percentage of the assets we care for, generally between 0.75% and 1.25% annually, reflecting the depth and complexity of the work we do together. As an independent, fee-only fiduciary, we're compensated only by you, never through commissions or product sales, so the guidance you receive is always in your best interest.
We'd welcome the chance to understand your story and share a customized quote at your complimentary Discovery Meeting.
Independent. Fee-only. Fiduciary.
Building Life Beyond Your Circumstances
Change is a given in life. Whether small or pivotal, change requires recalibration: emotionally, psychologically, and financially. From those who are preparing for retirement to those finding their way after losing a spouse, we are here for you and are committed to being your partner. Through a clear process together, we help you understand the decisions at hand, organize each part of your finances, gain financial security and freedom, and ultimately, live a life of meaning as you define it.
Tell Us Your Story
We'd love to learn about where you are now and how we can help you get where you want to be.
Every meaningful plan begins with a conversation. Let's start yours.